If your roof has been damaged by a storm, you have a choice to make. Should you allow your insurance company dictate what happens to your roof? Or, should you take control and choose the roof, and more importantly, the roofing company you want to repair or replace your roof?
Like with every decision, it’s best to look at the facts in order to choose the right path for you. This article will help you make an informed decision on which of the aforementioned scenarios is best for you and your roof.
The ugly truth about using insurance proceeds to pay for your roofing project.
The first thing to consider is the motive of your insurance company. You must realize that it’s in the insurance company’s best interest to pay as little as possible when a claim is filed. And when is paying as little as possible in your best interest? The answer is a resounding, NEVER!
In order to do the work for insurance proceeds, the roofing company that you call to assess the damage to your roof will have to cut corners in order to work for the low-ball offer. There is no way to properly install a roof by cutting corners. You may believe that letting your insurance company pay for your new roof is, in essence, getting a free roof. The reality is you are handing over the reigns of responsibility to a company that places it’s shareholders interests far above those of their policy holders.
Everybody understands that when a car is “totaled” you will get just enough money from an insurance claim to purchase a used vehicle that is as old, and in the same condition as the one damaged. Why then do we all believe that an insurance company will pay to have a new roof installed? They won’t! They will give you just enough to have a “used roof”.
What’s the best solution?
When you file a claim for your roof, call a reputable roofing company like Honest Abe Roofing Lafayette. Tell them that you have insurance proceeds and allow them to help you design the roof that you want! Then use your own money, or better yet, use financing to pay for the remainder of the quote (think of the insurance money as a down payment). By doing this, you will guarantee that the company will not be forced to use substandard roofing materials or installation methods.
Summary: Take control of your roofing decision! Your end result will be much better, and you will be happy with your new roof for a lifetime.
Learn more about quality roofing by visiting www.honestaberoofing.com.